FEREST

South Texas Home Improvements

Roof leaking?Fix it with $0 down.

Every storm, the water gets further into your ceiling and insulation. New roof or repair now, fixed monthly payment.

Led by a licensed civil PE

Real FEREST projects across South Texas

What needs fixing?

What we do

From the roof to the yard, one engineer-led team. Tap any service and text us about it in one step.

Roof replacement and repair

Full replacements and leak repairs.

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Kitchen remodels

Cabinets, counters, and layout updates.

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Bathroom remodels

Tile, vanities, and finishes.

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Additions and remodels

New rooms, casitas, and whole-home remodels.

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Windows and doors

Window and door replacement.

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Exterior paint and stucco repair

Stucco patching and exterior repaint.

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Interior paint

Interior repaints, rooms or whole house.

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Tile and flooring

Tile floors, showers, and backsplashes.

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Custom cabinets

Kitchen and bath cabinets, built and installed.

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Landscaping and outdoor living

Patios, pergolas, and yard work.

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Artificial turf

Turf installed. No watering, no mowing.

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Fencing

Wood, iron, or block fences.

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Decorative and entertainment walls

Accent walls and built-in media walls.

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Our work

Real projects, real homes

A look at recent work across South Texas. This is the team that shows up.

Standing-seam metal roof, install in progress
Metal roof going on, crew mid-job

Engineering-led

Led by a licensed civil engineer

Fernando L. Estevan, PE, CFM

Licensed Professional Engineer and Certified Floodplain Manager

FEREST is led by Fernando L. Estevan, a licensed civil professional engineer (PE) and certified floodplain manager (CFM). The same standards we hold on land development and infrastructure go into every home we touch. That track record is why banks partner with us, and why we can offer payment plans most contractors cannot.

Payment plans

Waiting costs more than fixing

Small leaks become new ceilings. Small cracks become new walls. You do not need years of savings to deal with it. Three financing partners back our work, so you can start today with plans as low as $0 down, projects up to $250,000, and a fixed monthly payment that fits your budget.

Estimate your monthly payment

Project amount

$25,000

Est. monthly*

$209/mo

$5,000$250,000
Check your rate

Checking your options with our banking partner will not affect your credit.

Credit not perfect? Apply with Foundation Finance →
Thousands of 5 star reviews

What you get

  • Plans as low as $0 down to start today
  • Fixed monthly payment that never moves on you
  • No savings required, no equity, no appraisal
  • Checking your options does not touch your credit
  • Covers up to 120% of project cost (not all qualify)
  • Funds land within 24 hours of approval
  • Big project? Up to $250,000 with terms up to 30 years
  • Three financing partners, with options for credit scores as low as 550

Free, no obligation estimate. Checking your rate is a soft pull with zero impact on your credit. You only move forward if the payment works for you.

Our financing partners

Three ways to pay over time. Pick yours.

Best for

Most projects

HFS Home Improvement Loans
  • As low as $0 down
  • Up to $100,000
  • Funds within 24 hours of approval
Check your rate
New partner

Best for

Big projects, lowest payment

Lyon Financial
  • Up to $250,000
  • Terms up to 30 years
  • Paid in stages as work is completed
  • No prepayment penalties

Since 1979. 800,000+ customers. BBB A+. Veterans and active military: ask about reduced fees.#

Apply with Lyon

Best for

Credit still rebuilding

Foundation Finance Company
  • Options for scores as low as 550
  • Wide range of credit profiles
Apply with Foundation

All plans subject to credit approval. Not all applicants will qualify. Terms vary by partner.*

*Estimated payment shown for illustration only, based on an 8% fixed annual rate over a 20-year term (30-year figure shown for larger projects uses the same rate). Payment plans provided through our financing partners: HFS Home Improvement Loans (plans covering up to 120% of project cost and amounts up to $100,000), Lyon Financial (loans up to $250,000 with terms up to 30 years), and Foundation Finance Company (options for a wide range of credit profiles, including scores as low as 550). Your actual terms and payment are subject to credit approval and final project scope. Not all will qualify. Lyon Financial: loan terms, including APR, may vary based on loan purpose, amount, term length, credit profile, and other factors; the lowest advertised rates are available to the most creditworthy applicants. Lyon Financial acts as a facilitator and is not a lender or a broker; loans are provided by third-party lenders. #Military program benefits may include discounted fees, are available on approved credit, and are not available in NJ or CA. FEREST is an independent contractor and is not an agent of any financing partner.

Engineer-led

Licensed civil PE

Licensed & insured

Contractor and insured crews

Payment plans

As low as $0 down

Local

South Texas, established 2023

Free quote

Talk to us today

Pick whatever is easiest. A real person answers.

Free, no obligation. We never sell your information.

Common questions

Because lenders partner with us. Our track record as an engineering-led builder is why three financing partners, HFS Home Improvement Loans, Lyon Financial, and Foundation Finance Company, back projects we take on. Plans start as low as $0 down with no equity and no appraisal required. Not all will qualify.

Text usGet a quote